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We know that buying a home — or refinancing one — can feel overwhelming. That’s why we’ve made the process as straightforward as possible. Whether you prefer to apply online or start with a conversation, here’s what you can expect:

Skip the paperwork — get started online in just a few minutes!We make it easy for you to kickstart your home loan journey from the comfort of your own home.

Apply Online

Enter Your Information - 10 min

Pre-qualify / Pre-Approve - 10 min

Help you prepare

We help you qualify - 21 Days

Prefer a personal touch? Let’s chat!Book a free consultation so we can walk you through the loan process step-by-step — no pressure, just answers.

Schedule a Free Consultation

Discuss your Situation

We Review your condition and find a solution

Help you prepare

We help you qualify

We’re here to help you find the right home loan for your needs. Whether you’re a first-time buyer, upgrading, or refinancing, let’s make it simple. Here’s what we can help with:

At My Home Loan Now, we believe getting a home loan should feel personal, honest, and stress-free. Here’s what guides us every day:

We don’t make promises we can’t keep. We’ll always be upfront with you about what’s possible and what’s not, because trust is the foundation of any good partnership.

No surprises, no hidden fees, no sugarcoating. We’ll always give you straight answers—even if that means we can’t help you right now. We’d rather earn your trust than just your business.

You’re making one of the biggest financial decisions of your life. We take that seriously. From the first conversation to the day you get your keys, we're here to guide you through every step.

We genuinely care about helping you succeed. Our goal isn’t just to get you a loan—it’s to help you feel confident and excited about your homeownership journey.

We keep up with the latest mortgage programs, rates, and market changes so you don’t have to. You can count on us to find the right solution for your unique situation.

We’ve helped families all across Texas and Oregon. We know the ins and outs of each market and what it takes to get you into a home that feels just right.